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513 Francis St, St Joseph, MO 64501
513 Francis St, St Joseph, MO 64501
Sold for $550,000
513 Francis St, St Joseph, MO 64501
Sold for $550,000
513 Francis St, St Joseph, MO 64501
513 Francis St, St Joseph, MO 64501
513 Francis St, St Joseph, MO 64501
513 Francis St, St Joseph, MO 64501

513 Francis St St Joseph, MO 64501

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$550,000

CLOSED
Beds
Baths
0
Sqft
Acres
0.07
Year
1921
Close Date
Sep 30, 2025
Property Type
Commercial Sale
Sub Type
Other
Per Square Foot
$550,000
Date Listed
Nov 14, 2024

Description of 513 Francis St, St Joseph, MO 64501

Listing details for 513 Francis St, St Joseph, MO 64501 : Welcome to The Provident Building! Updated throughout the years to maintain its historical integrity while providing the perfect touch of modern comforts. The main floor has 18 ft ceilings, polished stone flooring, period lighting and fans, a full bar with 12 taps, 2 half bathrooms, and a full kitchen. The access to the newer, stamped concrete patio is also on the main floor. The original bank vault is the centerpiece of this magnificent space! Step into the vault and you are greeted with a floor to ceiling wine rack with a library ladder and a spiral staircase that leads to the basement speakeasy. The luxurious speakeasy has stone tile flooring and a 2nd bar with a sink. This space is perfect for winding down with a craft cocktail after a long day of work. The utility room, built in storage shelving and work bench, and walk in cooler are also located in the basement. The upstairs apartment has original glass ball lighting and 10ft ceilings that are partially covered in original stamped tin. A brand-new kitchen with high-end stainless-steel appliances was installed last year. Quartz countertop by the sink, and butcher block counter tops by the stove. Brand new Brazilian Acacia hardwood flooring and new carpet in the bedroom. A 2nd vault, being used as the bedroom’s walk-in closet, has floor to ceiling hangers and shelving. The apartment is completed by an updated huge shower room and vanity, a separate toilet room with matching Brazilian hardwoods, and washer and dryer utility room with original honeycomb tile. The provident had a 50 year roof installed 3 years ago, tuck pointing done 4 years ago, modern HVAC (2 units), updated wiring, new or restored flooring throughout, modern copper/PVC plumbing, and all 3, 15 ft. high, front and corner windows on the main floor have been replaced within the last year as well! Don’t miss your opportunity to own a piece of St. Joseph’s history!
Listing Updated : 08-11-2026 at 5:42 AM CDT
Listing Provided By : RICK PALMA, 816-452-4200, Keller Williams KC North

Properties displayed may be listed or sold by various participants in the MLS

Source :

Heartland MLS as distributed by MLS GRID, MLS#: HMS2519779

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Property History

DateEventPrice
9/30/2025
Sold
$550,000
Source:Heartland MLS #HMS2519779
11/14/2024
Listed for sale
Source:Heartland MLS #HMS2519779
11/29/2019
Sold
$350,000
Source:Heartland MLS #HMS2188144
9/10/2019
Listed for sale
Source:Heartland MLS #HMS2188144

Location of 513 Francis St, St Joseph, MO 64501

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Based on information submitted to the MLS GRID as of 2026-08-11. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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