Blog Category - Buying A Home

Nov 2, 2020 • 2 min read

Will Increasing Mortgage Rates Impact Home Prices?

There has been some discussion recently on home prices in relation to mortgage rates. Some believe if there is a rapid rise of mortgage rates, home prices should decrease. Logically it makes the most sense for the price of the house to drop when interest rates are rising, but this is not always the case.This theory of home prices decreasing is typically discussed by future home buyers. As a buy

Buying A Home

Recent Blogs

Apr 9, 2025 6 min read

Understanding the Home Buying Closing Process in Wichita, KS

Key Takeaways:Key Steps in the Closing Process: The closing process involves essential steps like final home inspection, title search, mortgage approval, and paying closing costs. Completing these ensures a smooth transition to homeownership.Typical Closing Costs in Wichita: Expect to pay 2% to 5% of your home’s purchase price in closing costs, which may include fees for the loan, title search,

Apr 7, 2025 4 min read

How to Buy a Home with a VA Loan in Wichita, KS

Key Takeaways:VA Loans Offer Major Savings: No down payment, no private mortgage insurance (PMI), and competitive interest rates make VA loans one of the best ways for eligible veterans, active-duty service members, and surviving spouses to buy a home in Wichita.Simple Step-by-Step Process: Get your Certificate of Eligibility (COE), find a VA-approved lender in Wichita, get pre-approved, and star

Apr 4, 2025 6 min read

Different Types of Home Loans: Find the Right Mortgage for You

Key Takeaways: Buying a home is a big step, and choosing the right loan can make all the difference. As a real estate agent with over 10 years of experience, I’ve seen how confusing mortgage terms and options can feel, especially if it’s your first time. The good news? You don’t have to figure it out alone.In this blog, I’ll break down the different types of home loans in a simple way so you can

Apr 2, 2025 3 min read

Simple Home Buying Checklist: Step-by-Step Guide for Home Buyers

Key Takeaways:Know Your Budget Before House Hunting – Use a home affordability calculator, check your credit score, and get pre-approved for a mortgage to determine how much you can afford.Hire a Trusted Real Estate Agent – A good agent helps you find the right home, negotiate the best price, and navigate the buying process smoothly.Follow a Step-by-Step Checklist – From pre-approval to closing,

Mar 31, 2025 5 min read

How to Make a Strong Home Offer and Secure Your Dream Home

Key Takeaways:Get Pre-Approved First – A mortgage pre-approval shows sellers you’re serious and financially ready, giving your offer a competitive edge.Make a Strong, Competitive Offer – Offer a fair price based on market data, include an earnest money deposit, and minimize contingencies to stand out.Be Flexible and Strategic – Accommodate the seller’s timeline, write a personal offer letter, an

Mar 29, 2025 1 min read

How much home can i afford

Determine how much home you can afford based on your income, debts, and other factors.🏡 Estimated Home Price: $0💰 Estimated Monthly Payment: $0Does not include taxes or fees. Please consult a financial professional.

Mar 27, 2025 4 min read

6 Easy Tips on How to Buy a Home in a Competitive Market

Key Takeaways:Get Pre-Approved to Gain an Edge – A mortgage pre-approval shows sellers you're financially serious, giving you a competitive advantage in bidding wars.Make Strong, Fast Offers – Homes sell quickly in hot markets. Act fast, offer competitively, and consider flexibility with contingencies to stand out.Work with a Skilled Real Estate Agent – An experienced agent helps you find hidde

Mar 26, 2025 4 min read

Buying vs. Renting a Home in Wichita, KS – Pros & Cons

Key Takeaways:Buying a home in Wichita builds equity and offers stability, but it comes with upfront costs, maintenance, and property taxes.Renting provides flexibility and lower upfront costs, but you won’t build equity, and rent prices may increase over time.The best choice depends on your financial situation and long-term goals—buy for investment and stability, rent for flexibility and lower c

Mar 24, 2025 5 min read

What to Look for When Buying a House in Wichita, KS (2025)

Key Takeaways:Understand the Wichita Housing Market – Wichita offers affordable home prices, but the market can shift between a buyer’s and seller’s market. Research trends and plan to stay at least 5-10 years for the best investment.Get Pre-Approved for a Mortgage – A strong credit score and mortgage pre-approval give you a competitive edge. First-time buyers may qualify for Kansas down payment

Mar 21, 2025 7 min read

7 Easy Steps for First-Time Homebuyers When Buying a House in Wichita, KS

Key Takeaways: Buying a home is a big step, and if you're a first-time homebuyer in Wichita, KS, the process can feel overwhelming. With so many decisions to make—budgeting, finding the right home, getting a loan—it’s easy to feel lost. But don’t worry!As a real estate agent with 10 years of experience, I’ve helped many buyers like you. I know the common struggles, the hidden pitfalls, and the b