Blogs by Author - Steven Myers

Aug 12, 2026 • 6 min read

What Is a Patio Home? What Wichita Buyers Should Know Before Touring One

A patio home is not merely any house that happens to have a patio. In Wichita listings, “patio home” is usually a marketing label: useful as a clue, but too loose to answer the questions that decide whether a home works for you.Before touring, find out what you would own, which maintenance the fee actually covers, which rules run with the property, and whether the entrances and main rooms work th

Buying A Home

Recent Blogs

Jun 12, 2024 4 min read

Can You Rent a Mortgaged House?

Key Takeaways:Are you considering renting out your home but worried because you still have a mortgage? You're not alone. Many homeowners face this dilemma and wonder if renting a mortgaged house is possible.As a real estate agent with five years of experience, I understand your concerns and challenges. Let’s dive into what you need to know to make the best decision for your situation. Learn more

Jun 10, 2024 6 min read

Renting Properties with a Mortgage Guide

Key Takeaways:Renting out your property while still paying a mortgage can seem tricky, but it doesn’t have to be. As a real estate agent with five years of experience, I've helped many homeowners navigate this process.Whether you're looking to rent your house, or apartment, or even list it on Airbnb, understanding the key steps and considerations is crucial. This guide will break down everything

Jun 7, 2024 5 min read

Understanding FHA Loans for First-Time Homebuyers

Key Takeaways:Are you a first-time homebuyer feeling overwhelmed by the mortgage process? As a real estate agent with 5 years of experience, I understand how confusing it can be. FHA loans are a great option for many new buyers, offering lower down payments and easier qualification.This guide will help you understand FHA loans and how they can make buying your first home more affordable and less

Jun 5, 2024 4 min read

First-Time Homebuyer Mortgage Options: Compare Your Loans

Updated October 6, 2026.Your first mortgage does not have to require a 20% down payment. Some conventional loans allow a smaller down payment, FHA has a low-down-payment option, and eligible VA or USDA borrowers may qualify for financing without one.The best choice depends on your eligibility, the home, the money available at closing and the payment you can comfortably carry. A smaller down payme

Jun 3, 2024 6 min read

Mortgage Application Stalled or Denied? Questions to Ask Your Lender

If a mortgage application is stalled or denied, ask the lender to name the exact status and reason before changing income, credit, debts, cash or the property choice. The goal is to learn whether the file needs another document, failed a loan-program or lender requirement, lacks verified funds or has a property condition that remains unresolved.If a Wichita home is already under contract, include

May 31, 2024 4 min read

Types Of Trusts And Their Eligibility For Mortgages

Key Takeaways:Understanding how trusts work with mortgages can feel overwhelming, especially when you want to make the best decisions for your family's future. Trusts can protect your assets, but figuring out if they can get a mortgage is a bit tricky.As a real estate agent with five years of experience, I’ve seen many people struggle. I’m here to help you understand the basics so you can feel co

May 29, 2024 6 min read

Can a Mortgaged Property Be Placed in an Irrevocable Trust?

Key Takeaways:As a real estate agent with five years of experience, I understand that protecting your home and assets is important. One question I often hear is, "Can a mortgaged property be placed in an irrevocable trust?"This is a big concern for many people who want to secure their family's future while still paying off their mortgage. In this blog, I'll explain this topic in simple terms and

May 27, 2024 6 min read

Can You Put a House in Trust with a Mortgage?

Key Takeaways:As a real estate agent with five years of experience, I understand that navigating the complexities of homeownership can be overwhelming. Many homeowners wonder if they can place their house, which still has a mortgage, into a trust.This blog aims to clarify this topic for you. Whether you're planning for the future, protecting your assets, or considering estate planning, understand

May 24, 2024 4 min read

Can a Revocable Trust Get a Mortgage?

Key takeaways:When securing a mortgage, understanding the role of a revocable trust can be crucial. As a real estate agent with five years of experience, I’ve seen many clients who want to protect their assets while ensuring smooth transactions.You're not alone if you're wondering whether a revocable trust can get a mortgage. Let's start on this topic to clear up any confusion and help you make

May 22, 2024 5 min read

Who Pays The Mortgaged Property Owned by Trusts?

Key Takeaways:Understanding who pays the mortgage on a home owned by a trust is one of the most difficult aspects of understanding the complicated relationship between trusts and property ownership. Many of you may be feeling overwhelmed by this circumstance and may be dealing with it after a loved one has passed away or during estate preparation.For you to proceed with assurance and clarity, I